Ecom operators · No SSN or ITIN

Credit Built → Capital Flowing.

Your revenue already proves the business. What's missing is the entity, credit, and high-volume processing built to match it, so cash keeps flowing as you scale. Just starting out? A Setup gets your entity, bank, and store live first.

See the proof in Flowstate →
The Infrastructure

See exactly what you're getting.

Mock-ups are illustrative, not client accounts.

Business Credit File
File: Established
Documentation: Complete
Status: Ready to apply

Credit Profile

A business credit file built on your LLC's EIN, with the documentation processors ask for.

[Processor 1] MID Issued
[Processor 2] MID Issued
[Processor 3] MID Issued

MID Registration

Merchant ID applications placed with the processors that fit your volume, live once approved.

Merchant Account Application
SubmittedUnderwrittenLive
MID Issued

Processor Application

Applications built and sequenced so one decline doesn't sink the rest.

Settlement Account
•••• 7360
Available balance
$86,400.00

Settlement Banking

A bank account connected to your MIDs, so settlements land on each processor's payout schedule.

The Process

From application to live.

01

Apply

Quick application: what you sell, your monthly revenue, and your current processor.

02

Diagnose

We check your credit and documentation against what processors actually require before you apply.

03

Build

Business credit built, applications submitted, and approved MIDs connected to your settlement bank.

04

Scale

More MIDs added and limits reviewed as your processing history and volume grow.

The Offers

Pick the offer that fits your operation.

Pricing shown is a starting point, and retainers carry a 4-month minimum. Final numbers are set after your application.

Entry

MID Foundation

$2,000
One-time, paid once we start. Needs an entity: yours or a Setup.
  • Business credit profile built
  • Documentation prepared for underwriting
  • First MID application, live once approved
  • Settlement bank account connected
  • Handed over ready to process
Most Popular
Retainer

MID Management

From $1,000/mo
$1,000/mo for 1–2 MIDs, $2,000/mo for 3–5, custom beyond that
  • Additional MIDs applied for
  • Application sequencing
  • Settlement and volume reviews
  • Limit increases requested as you scale
  • Processor mix managed for you
Priority

Full Stack

$3,500 down
+ $1,000/mo retainer, included from day one
  • Foundation and Management combined
  • Multi-processor MID strategy
  • Priority application sequencing
  • Settlement and limits fully managed
  • Everything handled end to end
Proof

Proof lives in Flowstate.

Flowstate is our private Telegram channel: client results, redacted and shared with permission, plus breakdowns of how processing works. If you're curious, come see for yourself, or follow the founder's ecom journey on X.

Join Flowstate on Telegram Free to join · occasional setup drops inside
FAQ

Common questions

What's the difference between a Setup and MID Foundation?

A Setup gets your entity, store, and banking live and running. MID Foundation builds on that, or on an entity you already have: business credit built, documentation prepared for underwriting, and your first Merchant ID applied for and connected to a settlement bank once approved.

Do I need a Wyoming LLC specifically?

It's our default for privacy and simplicity, but we can structure around what fits your situation.

Do I need an SSN or ITIN?

No. Your LLC's EIN is what the business credit file, bank account, and processor applications run on, and the processors we work with approve owners based outside the US. We'll walk you through exactly what gets checked before anything is submitted.

Is this real banking, or crypto only?

Both. You choose fiat, crypto, or a mix depending on the setup you pick.

How fast can I be live?

It depends on the offer and your current setup. Timelines are confirmed once we see your application.

How selective are you with clients?

Setups work from day one. Credit and processing work best once you're doing consistent revenue. Apply and we'll tell you honestly which fits.

FLOWSTACKING